Should I take out a loan to pay off a debt?

2021.12.01 21:26 Fine-Caramel-5870 Should I take out a loan to pay off a debt?

I have an outstanding debt of around $750 - its an old phone plan. Was a complete accident but now I have this on my credit report. Its been sent to collections.
I have been getting emails from creditors for a few weeks now and I got one saying they would accept 50% of the amount, so $375-ish... which is much more doable. I still don't have that and they want it within 7 days.
I was thinking of taking out a loan through my bank for this. The thing is, my bank only lets you borrow minimum $5000 - which is way more than I need. I don't want to go to a payday loan place, I've heard only negative things about that. Would it be a horrible idea to take out the $5000 loan but pay back the amount I don't need right away? Or what else should I do?
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2021.12.01 21:26 Opposite_Language574 Week 13 PPR Flex - Myles Gaskin vs Amari Cooper(covid boy)

View Poll
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2021.12.01 21:26 tanis3346 Migrated to 920+ from 4TB WD Mycloud anything useful i canI do with the Mycloud?

Essentially title. Looking for some form of use I can do with the Mycloud since I really don't need ituch a more now that I have the 920+. Looking for some ideas!
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2021.12.01 21:26 Huge_Insect_1546 FBI document shows what data can be obtained from encrypted messaging apps

A recently discovered FBI training document shows that US law enforcement can gain limited access to the content of encrypted messages from secure messaging services like iMessage, Line, and WhatsApp, but not to messages sent via Signal, Telegram, Threema, Viber, WeChat, or Wickr.
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2021.12.01 21:26 whitem0nkey In case you miss him, Jason Benetti is announcing Louisville Michigan state game on ESPN now

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2021.12.01 21:26 PoundInternational66 Stop & Shop Go Points: Chef Boyardee as low as $0.34 + 6x and 10x Gift Card Deals {12/03}

Stop & Shop Go Points: Chef Boyardee as low as $0.34 + 6x and 10x Gift Card Deals {12/03} submitted by PoundInternational66 to BlackestFridayDeals [link] [comments]

2021.12.01 21:26 booksnbugsnhugs Finally a day off!

Finally a day off! submitted by booksnbugsnhugs to FreeCompliments [link] [comments]

2021.12.01 21:26 arshanjawaid New Weiland Interview

New Weiland Interview submitted by arshanjawaid to Weiland [link] [comments]

2021.12.01 21:26 spoikadaddy Where to get AF1 Size 12

Hey guys, I am looking for good reps AF1 white and black I'll buy both if the price is reasonable and good quality reps. I've looking for size 12s but they are almost impossible to find I am even considering buying originals
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2021.12.01 21:26 MrPigeon70 Question about VR

Im wondering if the 1050 ti oc can run the hp reverb g2 at any resolution my card
My cpu is very powerful though and can i run the graphics on both the cpu and gpu my mother board is
i did pass all the test i took to see if i can run vr.
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2021.12.01 21:26 smiffy124 I know this sentiment is shared across the F1 fan base, but I just feel like I need to say this

I’m so bitterly disappointed that there’s a race in Saudi Arabia. The ‘we race as one’ idea was so good, but to have that and then go straight to Saudi Arabia as soon as they flash the cash is so gut wrenching. Desperately sad time for the sport with this upcoming weekend in mine and many others opinions.
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2021.12.01 21:26 PaddyDubs69 Reshiram raid adding 10 - 2079 9541 1204

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2021.12.01 21:26 drynionph Brand New Shiryo - Inu - DAPP based game & NFT’s in development! - Liquidity Lock - Launching Now on BSC

Welcome to Shiryo - Inu

Shiryo - Inu launching now on Ethereum and it seems that play to earn game tokens are still one of the best niches to buy in DeFi! The roadmap details a fully functional trading card based game which will allow for the earning of the native token through different incentives including weekly competitions!
Contract Address: 0x0e675f042b4C4053062e94ff4738e233D846A31b
The team recently released concepts for the trading cards on their Telegram group and their design team has done an amazing job, this is a gem in the making and it is still incredibly early if you get in now. Having only been life for less than 24 hours the token is sitting at just above a $1M market cap which is incredibly low for a play to earn game, the team is really active on Telegram and the holders seem to be diamond handed after seeing the potential in this project!
Everything about this project has been super clean so far, the chart looks good and the website and concepts released so far have been on point.
The whitepaper is to be released today alongside more mockups of the concept for the game, the marketing has been on point with calls from all the biggest names on Telegram and Twitter. The developer even just hired a social media specific marketing agency to help get even more eyes on the project, Shiryo-Inu is about to become synonymous with the likes of Floki and Mononoke - Inu, don’t sleep on this one!

Link Buy
Contract Address: 0x0e675f042b4C4053062e94ff4738e233D846A31b

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2021.12.01 21:26 dontchaworryboutit [WTS] Sig MCX AR15 Buffer Conversion [VA]

Bought this accidentally, don’t drink and shop, jk I’ll prolly do it again.
It’s literally brand new.
Asking $83 shipped PayPal fnf.
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2021.12.01 21:26 YoucefBtw Non-native English speakers, what common saying in your country sounds like complete rubbish in English?

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2021.12.01 21:26 erinwillsay [US][BUY][PERFUME] ISO Sixteen 92 Path of Night/NAVA Lavender Honey Creme

Hi there! As the title states, I'm looking for a bottle of S92 Path of Night. Preferably in EDP format, but I will take oil as well. I'm also looking for a bottle of NAVA's Lavender Honey Creme. Thanks in advance!
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2021.12.01 21:26 Stephaneeka Nearly Cracked a tooth on their peppermint bark. Y so thicc? And 6 giant pieces? What a miss.

Nearly Cracked a tooth on their peppermint bark. Y so thicc? And 6 giant pieces? What a miss. submitted by Stephaneeka to traderjoes [link] [comments]

2021.12.01 21:26 SoloGrindYT I’m Coming Back (Siege Montage)

I’m Coming Back (Siege Montage) submitted by SoloGrindYT to AdvertiseYourVideos [link] [comments]

2021.12.01 21:26 hanjaporfavor Loose dog around 76 Street & 110 Ave NW

There's a black dog that came from Rat Creek area that is running around. I can't get close enough to catch him so hopefully someone will be able to identify him if they put him in the back yard.
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2021.12.01 21:26 lonewolf152345 Problems with new update

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2021.12.01 21:26 ResponsibleWhile6991 Can I take an LOA during my 90 day probation?

Title. I’m 16 and need a break. Too much going on but the job isn’t terrible and would like to come back in a few weeks. Just need a break and this place is hell to me at the moment. 33 hours this week
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2021.12.01 21:26 MidnightJ1200 A follow up on my situation.

For context, see this post:
I do thank almost everyone who commented on this post for their advice and offers of help, especially u/CorySmoot u/agutopoatal and u/planeteer_x for offering to Venmo, PayPal or cash app money.
I will say that I never took them up on it. I do have some family to rely on and they’ll help me through this time, plus it just doesn’t feel right to take money from people I don’t know online. Again, thanks for your advice and offers to help, it means a lot.
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2021.12.01 21:26 joshceniceros Ford Fusion 2011

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2021.12.01 21:26 midnightsvm RTL vs. Deus Ex Machina?

Has anyone tested the Ride The Lighting - Deus Ex Machina interaction?
Do the bullets move with Ky? Can Ky get out of it?
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2021.12.01 21:26 Cybercat264 Zekrom on me join quick 1239 2495 7209

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